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mortgage types

Mortgage Types: Understanding the differences

Mortgage Types: Differences between Fixed Rate and Adjustable Rate Mortgages Before choosing a mortgage, you need to understand the differences between mortgage types: fixed rate mortgages, adjustable rate mortgages, and interest-only mortgages, to name a few. Read our related  article on buying a house using the lease option. Fixed Rate[Read More]

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sectional title ownership

Understanding Ownership under sectional title

Understanding Ownership under sectional title in Kenya What is a sectional title unit? A Sectional Title Unit consists of a section of a building’s together with an undivided share in the common property. All the sections, together with the common property, comprise ‘the Scheme.’ What is the common property? The[Read More]

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Sectional title versus freehold ownership

Sectional title versus freehold ownership: A Closer Look

Sectional title versus freehold ownership: what to choose. Due to some reasons, including heightened security, affordability and a more communal way of life, sectional title living has been growing in popularity over the last decade or so. However, most people don’t understand which kind of ownership to go for; sectional[Read More]

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Lease Option Home Ownership

Lease Option Home Ownership: Buying a House

Lease Option Home Ownership: How to Buy a House Using a Lease Option If you’re ready to buy the home of your dreams, but your credit or savings isn’t quite ready yet, a lease with option to purchase (often called a “lease option” or, somewhat inaccurately, “rent to own”) may[Read More]

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rent to own agreement

Rent to Own Agreement: Understanding the basics

Rent to Own Agreement: Understanding the Basics A Rent to own agreement, also called a lease-to-own agreement or lease-options, is a traditional lease agreement that also gives the tenant an option to purchase the rental property, typically a single-family house, sometime after the beginning of the tenancy. This arrangement has[Read More]

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